Guaranteed Investment Certificates (GIC)

GICs are available for terms from 30 days to 60 months and offer our highest guaranteed rate of interest on your deposit. Funds are locked in for the term chosen. Minimum balances are required for GICs.

North Winnipeg Credit Union also offers redeemable GICs that combine competitive interest rates with increased flexibility. These GICs can be cashed anytime at the early redemption rate or converted to a non-redeemable term.

Periodically, special GIC terms are available at higher than market interest rates. Funds in these terms are locked in and interest is paid annually. Click here to see our current rates on GICs.

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